ACCOUNT TYPES
XM Account Types: What to Check Before Registering
Independent pre-registration checklist for account types, spreads, fees, payment methods, bonuses, demo account, MT4/MT5 and XAUUSD conditions before opening a broker account.
Risk warning: Forex and CFDs involve a high risk of loss. This page is independent information only and is not the official XM website.
Check account typeCompare spreads and feesReview funding and withdrawalReview XAUUSD and CFD risks
QUICK ANSWER
Compare account setup, not just account names
Account type choice affects spread model, commission assumptions, platform access, instruments and funding workflow.
Account setup
Account type, currency, entity and verification.
Costs
Spread, commission, swap and market-specific fees.
Platform
MT4/MT5, web and mobile access.
Risk
Leverage, CFDs, XAUUSD volatility and personal limits.
Pre-registration checklist
- Compare Standard, Micro, Ultra Low or other available account options on the broker site.
- Check account currency and minimum deposit.
- Check whether your preferred instrument is available on the chosen account.
- Do not choose an account only because a promotion is visible.
Snapshot
| Best first check | Country/entity availability and account type |
|---|---|
| Useful for | Pre-registration research |
| Risk reminder | Forex and CFDs involve a high risk of loss |
FAQ
Is this the official XM website?
No. This is an independent guide and should not be treated as the official XM website.
Why check these details before registering?
Broker conditions can vary by country, entity, account type and market. Checking first helps avoid wrong expectations.